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Spot Wordmark NEMBA without name

Injury Insurance for MOUNTAIN BIKERS

You can rest assured knowing Spot has your back whenever you're in the saddle.


Get Spot

Spot covers up to $25,000 of medical expenses with zero deductible, whenever you ride your bike anywhere in the US. Your NEMBA on-the-bike coverage protects you while you mountain bike (any discipline), road bike, gravel bike, BMX bike, and e-bike (up to 750 watts). You're also covered anytime you are building or maintaining bike trails. Your plan works whether you have health insurance or not and with any existing insurance plans you may have.Heads up! Only racing that is sanctioned by NEMBA is covered.

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Get hurt

If you have a crash, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Get paid

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.

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Purchase Spot Here

Coverage through December 31, 2021

Coverage is for enrolled members of New England Mountain Bike Association's voluntary annual program whenever you’re on the bike (including e-bikes up to 750 watts) and mountain bike trail building and maintenance in the United States. Sanctioned races by other organizations are NOT covered under this plan. Events sponsored and supervised by New England Mountain Bike Association are included in your coverage.

New England Mountain Bike Association is the policyholder and coverage is underwritten and claims are serviced byMutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy.

Not a NEMBA member? Click here to join today, and then purchase Spot.

Spot policy through December 31, 2021

INCLUDES

$25,000

Accidental Medical Expense
Coverage

$5,000

For accidental death or
dismemberment

TOTAL
$41.75*
One time payment for coverage until December 31, 2021
*Price includes admin fees

PERSONAL DETAILS

PAYMENT

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What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot. What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot.

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